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There are a few books of basic wisdom that endure for generations. One of these books is The Richest Man In Babylon, first published in 1926.

We have heard, again and again, the critical importance of putting aside a share of our income for investment.

We wrote an article about saving for retirement as part of our first newsletter, issued in January, 1997, that you might want to visit on our Web site.

There are a lot of ways to build wealth, but there is a simple, sure way that can always work. It is simply to develop the habit from a young age of saving a share of your income, say 10%. Paying this amount to your investment account must become the same as paying your monthly rent or mortgage payment.

Developing the habit of saving money should be developed the same as the habits of bathing, washing hands before a meal, or shaving.

If you can't have certain luxuries now and maintain your savings ritual, postpone the luxuries now so you can enjoy them and financial security later.

I said this method is simple, I didn't say it was easy.

These are the lessons that George S. Clason drives home again and again in the parables of The Richest Man In Babylon.

Here is an excellent graduation gift for your child or grandchild.

And if you haven't heard of or read The Richest Man In Babylon yet, maybe this is a good time to get a copy for yourself and read it.

Buy it on Amazon: The Richest Man in Babylon.

For our new reviews of business and self-improvement books, subscribe to our newsletter, Michael Gray, CPA's Tax & Business Insight!

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